|My sad "I have to cut my lifestyle down to nothing" face.|
I had a habit of paying off small student loans and taking cross-country trips as a way of "celebrating" my victories. Ironically, these "celebrations" cost most more than the debt that I had paid off.
About 6 months ago, I started focusing more attention on paying off my student debt. After crunching some numbers, I realized that my student debt could be paid off in 2.5 years. The catch? I would have to drastically cut my lifestyle and my travel down to nothing. Which in my early 40's, I am definitely ready to do.